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Articles

The questions contractors actually ask.

Job costing, overhead, pricing, cash, crew. Written plainly, with real numbers in them, for owners running $1M–$10M trades businesses.

Job costing

How to know which of your jobs actually make money

Revenue tells you how busy you were. It tells you nothing about whether the work was worth doing. Here is the version that does.

Overhead & pricing

How to calculate your true overhead rate

Most contractors calculate overhead as a percentage of last year's revenue. That method is wrong in two directions at once, and it makes every bid you send light.

Cash flow

How much cash should a contractor keep in the bank?

A bank balance is meaningless on its own. The number that matters is how many weeks it buys you, and most owners have never worked it out.

Job costing

Why your labour hours always blow the estimate

If your hours come in over on most jobs, the problem is not your crew. It is that you are estimating from a good day and paying for an average one.

Overhead & pricing

How to price a job for margin, not to win it

If you are winning most of what you quote, you are not good at sales. You are cheap. Here is how to price deliberately instead.

Overhead & pricing

What gross margin should a contractor target?

Asking what margin you should make is the wrong question. The right one is what margin your business needs, and that is arithmetic rather than opinion.

Job costing

The extras you never got paid for

Nobody decides to give work away. It happens one small yes at a time, in the field, with nobody writing anything down.

Cash flow

How to measure backlog in weeks, not dollars

A backlog figure in dollars is meaningless on its own. Converted to weeks of crew capacity, it becomes the earliest warning you get about pricing pressure.

Cash flow

Why growth runs you out of cash

The busiest year is often the one that nearly kills you. Here is the arithmetic behind why, and what to do about it.

Crew & hiring

Subcontractors vs employees — which actually costs more?

Subs look cheaper per hour and often are not. Employees look expensive and sometimes are. The comparison most contractors run is the wrong one.

Systems & scale

How to get out of the truck

A business that cannot run without you is not an asset. It is a job with more risk and worse hours.

Sales & leads

Which lead sources actually work for contractors?

The lead source that produces the most leads is rarely the one that produces the most profit. Measuring the difference takes one spreadsheet column.

Start with the one page I use

Ten numbers, ten minutes, every Monday. Each with the line that should worry you.

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